Privacy Policy

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Introduction

At Monarch Insurance, we are committed to protecting your privacy and safeguarding the personal information you share with us. This Privacy Policy outlines how we collect, use, disclose, and protect your information in compliance with applicable laws and regulations.

1. Information We Collect

We may collect the following types of personal information:

Personal Identifiable Information (PII):

Name, address, phone number, email address, and other contact details.

Date of birth, Social Security Number, or Tax Identification Number.

Financial Information:

Payment information, banking details, or other financial data necessary for processing payments or providing insurance quotes.

Policy Details:

Insurance coverage, claims history, and related documentation.

Technical Information:

IP address, browser type, and website usage data collected through cookies and similar technologies.

2. How We Use Your Information

We use the information collected for the following purposes:

To provide insurance quotes and process policy applications.

To manage and service your policies, including claims processing and renewals.

To comply with legal and regulatory requirements.

To improve our services, including through customer feedback and analytics.

To communicate with you about your policies, updates, or promotional offers (with your consent where required).

3. Information Sharing and Disclosure

We do not sell your personal information. However, we may share your information with the following parties for legitimate purposes:

Service Providers:

Third-party vendors who assist in underwriting, claims processing, or other operational tasks.

Affiliated Companies:

Entities under common ownership or control for business and operational purposes.

Legal Obligations:

Law enforcement or regulatory authorities when required by law or to protect our rights and interests.

4. Data Protection and Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, loss, or misuse. This includes:

Secure storage and encryption of sensitive data.

Restricted access to personal information based on role and necessity.

Regular audits and updates to our security protocols.

5. Your Rights

You have the following rights concerning your personal information:

Access and Correction:

Request access to your personal information and correct any inaccuracies.

Data Portability:

Request a copy of your information in a structured, commonly used format.

Opt-Out:

Opt out of receiving marketing communications at any time.

Deletion:

Request deletion of your information, subject to legal or contractual obligations.

To exercise these rights, please contact us, our contact information below.

6. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience and gather analytics about website usage. You can control cookies through your browser settings or opt out where required by law.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be effective immediately upon posting on our website, with the updated date reflected at the top.

8. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

Monarch Insurance

Phone: 816-203-7405

Email: service@monarchinsurancekc.com

Address: 11301 E US Hwy 40, Ste A, Independence, MO 64055